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Non-Bank Firms Continue to Go Mainstream FX market structure changes are behind a change in approach on the part of several non-bank market makers, and the direction of travel is very much the mainstream. “The market structure has changed and our model has definitely changed with it,” said Laine Litman, head of Virtu Financial’s customised and disclosed liquidity offerings in FX and fixed income, in kicking off the second panel on liquidity provision at Profit & Loss Forex Network Chicago. “What liquidity consumers needed two or three years ago has changed and with that, we have had to look at our models as well as at how we interact with markets.